transunionca

TransUnion Canada converts vast credit data into practical tools for Canadians. From full credit reports and continuous monitoring to business credit insights, its online platform helps individuals and companies detect fraud, manage risk, and make better borrowing decisions with Canada-focused plans.

Founded1968

Price tier$$

Main focusCredit reports, monitoring & identity protection

CoverageCanada-wide digital services

Why TransUnion

Three reasons Canadians choose TransUnion.

01Comprehensive credit dataNational credit bureau data with detailed consumer credit reports and scores, presented in a clear online dashboard tailored for Canadian lending practices.

02Real-time monitoring & alertsContinuous monitoring notifies you of key changes—new accounts, inquiries and suspicious activity—so you can act quickly to limit potential fraud or identity theft.

03Tools to manage creditInteractive tools and educational resources help users simulate score impacts, track progress, and access business credit reports for smarter financial decisions.

Personal credit reports & scores

TransUnion’s consumer products deliver full credit reports and up-to-date credit scores through a secure web portal. Subscribers get monthly updates, a clear breakdown of accounts and inquiries, and score-simulators to understand how actions may affect borrowing power in Canada.

Identity protection & business insights

Identity monitoring, alerting, and optional recovery support help Canadians spot fraud early. Business customers can purchase commercial credit reports and risk insights to evaluate suppliers, partners, and small-business creditworthiness.

What They Sell

Personal credit reportsCredit monitoringCredit scores & simulatorsIdentity theft protectionBusiness credit reportsFraud alerts & credit lockFinancial education resources

Our Verdict

What we like

Authoritative national credit data and detailed reports
Real-time alerts and useful credit-management tools
Canada-specific products for both consumers and businesses
Clear online dashboard and educational content

Worth knowing

Full features require a paid subscription
Score models can differ from lender-specific scores
No physical product shipping—digital delivery only

FAQ

How are reports delivered?

TransUnion Canada delivers reports and alerts digitally via your secure online account and email notifications — there is no physical shipping for standard consumer products.

Can I cancel or get a refund?

You can cancel subscriptions through your account or by contacting TransUnion support. Refunds are handled case-by-case; check the terms on transunion.ca or contact customer service for help.

Are there discounts or promotions?

TransUnion occasionally offers promotional pricing and trial periods. Student or partner discounts may be available through third-party programs—check transunion.ca or promotional emails for current offers.