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TransUnion
Our mission is to help people everywhere access the opportunities that lead to a higher quality of life. By helping organizations optimize their risk-based decisions and enabling consumers to understand and manage their personal information, we empower both to take their destinies into their own hands.
By understanding our customers’ evolving needs and creating solutions that help them innovate and grow, we simultaneously create our own opportunities to reinvest and thrive.
We are committed to providing the most complete and multidimensional information available, to help our customers make the best possible choices. To achieve this, we partner with banks, healthcare providers, property managers and other appropriate companies. By painting a broader picture for our customers, they can develop and apply extremely sound and effective business strategies. We think it only stands to reason, when you continually build upon good choices, you create solid opportunities time and again.
At TransUnion, we value our customers’ success as much as our own. That’s why we go beyond credit data to offer the insights businesses and consumers need to make informed decisions and achieve great things.
We call this Information for Good®.
In 1968, the Union Tank Car Company, a railcar leasing operation, created TransUnion as its parent holding company. In 1969, we recognized an opportunity to grow a new business using our technical expertise. We acquired the Credit Bureau of Cook County (CBCC), which manually maintained 3.6 million card files in 400 seven-drawer cabinets. Soon after the acquisition of CBCC, we became the first company in the credit reporting industry to replace accounts receivable data with automated tape-to-disc transfer, drastically cutting the time and cost to update consumer files. Early in our history, we recognized the enormous benefit that a national, online information system would bring to clients and responded with the first online information storage and retrieval data processing system. This system provided credit grantors across the country with one source for fast and valuable consumer credit information.