Finance

Paysend.com

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Paysend.com

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Paysend is a UK-founded fintech that streamlines international payments with a mobile-first app and card-to-card rails. Since 2017 it has focused on fast, transparent transfers for consumers and small businesses, combining simple pricing with developer tools for scaled payouts worldwide.

Founded2017
Price tier$
Main productInternational money transfers
CoverageGlobal transfers

Why Paysend

Three reasons customers choose Paysend

01Card‑to‑card speedPaysend moves funds directly to recipients' debit or prepaid cards for near-instant deliveries in many corridors—perfect for urgent family or payroll payments.
02Transparent pricingSimple, visible fees and clear exchange-rate presentation mean senders see costs up front, avoiding the hidden charges common in traditional banks.
03Secure, scalable platformA regulated fintech with a polished app, two-factor security and business APIs for mass payouts and white‑label integrations.
01

Everyday international transfers

Paysend’s consumer app is built around simplicity: pick a recipient, choose card or bank delivery, and confirm—the interface highlights fees and exchange rates before you send. Many card-to-card transfers settle instantly; bank-account deliveries follow local rails and timing. The result is a fast, mobile-first experience tailored to regular remittances and impulse transfers.

debit card closeup
02

Business payouts and APIs

For small businesses and platforms, Paysend offers batch payouts, developer APIs and merchant solutions that streamline cross-border payrolls and supplier payments. Dashboard controls and reporting make it easy to manage volume transfers, while branded or white-label options help companies keep customer experience consistent.

smartphone banking screen

Services

International money transfersCard-to-card transfersBank transfersBusiness payoutsMulti-currency accountsPrepaid and debit cardsCurrency exchangeAPIs & integrations

Our Verdict

What we like

  • Fast card-to-card deliveries in many corridors
  • Low, transparent fees shown before sending
  • Intuitive mobile app and web interface
  • Business tools and developer APIs for scaled payouts

Worth knowing

  • Not every country supports instant card delivery or cash pickup
  • Exchange-rate margin varies by corridor and can affect total cost

Frequently Asked

How long do transfers take?
Timing depends on delivery method: many card-to-card transfers are near-instant, while bank-account transfers follow local banking rails and can take several hours to a few business days.
Can I cancel or refund a transfer?
You may cancel a transfer only while it remains pending. Once funds reach the recipient’s card or bank account, reversal typically requires recipient cooperation or a recall through the receiving bank.
What fees or discounts are available?
Fees and exchange rates are shown before you send. Paysend runs occasional promotions and offers tiered business pricing; check the app or account dashboard for current rates and any promotional discounts.

How we review