bitpandacom

Bitpanda is a Vienna-based, app-first investment platform that makes buying crypto, stocks, ETFs and precious metals simple. Known for an approachable interface, instant crypto spending via the Bitpanda Card, and a full suite of savings plans, it serves both new investors and active traders.

Founded2014

HeadquartersVienna, Austria

Product focusCryptocurrencies, stocks, ETFs, metals, savings plans

Service typeDigital-first trading platform (physical card available)

Why Bitpanda

Core strengths that set Bitpanda apart

01Beginner-friendly experienceAn intuitive mobile app and clear onboarding make first-time investing straightforward while guided features ease the learning curve.

02Broad asset selectionBuy and manage crypto, fractional stocks, ETFs, indices and precious metals from a single account with simple conversion at checkout.

03Regulated and secureEuropean regulation, standard security controls and optional advanced trading on Bitpanda Pro provide trust and flexibility for many users.

Spend crypto with the Bitpanda Card

The Bitpanda Card converts your crypto or fiat holdings at the point of sale so you can spend assets anywhere Visa is accepted. Card management lives in the Bitpanda app — order, pause, or top up instantly. Availability and shipping depend on your country; physical delivery lets you use digital balances in everyday purchases.

Investing, savings, and precious metals

Bitpanda supports one-off buys and recurring savings plans for cryptocurrencies, stocks and precious metals, enabling fractional ownership with low minimums. The platform bundles portfolio tracking, alerts and simple tax reporting exports, making it practical for hands-off savers as well as active investors who want diverse exposure in one account.

What they sell

CryptocurrenciesStocksETFsPrecious metalsSavings plansBitpanda CardCrypto indicesTokenized stocks

Quick verdict

What we like

Clean, mobile-first interface for beginners
Wide range of asset types in one platform
Regulated European provider with solid security practices
Advanced trading available via Bitpanda Pro

Worth knowing

Fees and spreads can be higher than some specialized exchanges
Not available for residents of certain countries, notably the United States

FAQ

Do you ship physical products?

Bitpanda is primarily a digital service; most products are digital assets. The Bitpanda Card is a physical debit card delivered by mail where supported — availability depends on your country.

Can I return or get refunds for purchases?

Digital asset purchases cannot be 'returned' like retail goods. You can sell assets on the platform subject to market price and any applicable fees; fees are generally non-refundable.

Are there discounts or promotions?

Occasional promotions, referral rewards and fee reductions for premium users may be offered. Fee structures and promotional availability vary by region and account level.