bawagpskcom

BAWAG P.S.K. is one of Austria’s leading retail banks, combining long-standing domestic roots with polished digital banking. From everyday accounts and cards to SME lending and investments, the Vienna-based institution focuses on clear pricing and a modern mobile-first experience for Austrian customers.

HeadquartersVienna, Austria

Founded1922 (heritage)

Main focusRetail & digital banking

Service areaAustria-wide

Why choose BAWAG

Three strengths that define BAWAG P.S.K.

01Austrian heritageA long domestic history and strong local presence give customers trust, familiarity, and a wide ATM and branch network across Austria.

02Polished digital bankingA modern mobile app and online tools deliver account management, payments and card controls with a clean, user-first interface.

03Comprehensive retail productsEverything from everyday accounts and debit/credit cards to mortgages, consumer loans and investment options — all under one roof.

Everyday cards and payments

BAWAG P.S.K. provides contactless debit and credit cards that integrate with major mobile wallets and offer straightforward limits and controls. Card delivery and replacement services are handled centrally from Vienna, with features like instant lock/unlock, transaction alerts and secure online payment protection tailored for Austrian consumers.

Mobile-first banking

The bank’s mobile app is the primary channel for most customers: account overviews, instant transfers (including SEPA), standing orders and secure ID functions. Regular updates add biometric sign-in and budget tools, making daily banking fast and accessible for private and small-business clients across Austria.

Products

Current accountsSavings accountsDebit & credit cardsMortgagesPersonal loansBusiness bankingInvestment productsInsurance products

Verdict

What we like

Strong nationwide presence and recognizable Austrian brand
Robust, user-friendly mobile app with biometric options
Broad product range for private and SME customers
Widespread ATM and branch access across Austria

Worth knowing

Primarily Austria-focused — limited international branch footprint
Some account services and premium products carry fees

Frequently asked

How long does card delivery take?

New or replacement cards are typically mailed within a few business days in Austria; exact timing depends on verification and postal delivery. Expedited options may be available for specific card types.

Can I close my account or return services?

You can close accounts or cancel many services by contacting customer support or visiting a branch. Specific terms, notice periods and any outstanding fees depend on the product agreement.

Are there discounts or preferential rates?

BAWAG P.S.K. runs occasional offers for account bundles, mortgages and business banking; preferential rates are often tied to relationship packages or promotional campaigns—check the bank’s website for current deals.