Privacy.com lets you issue disposable virtual cards for online payments, masking your real bank details and taking the friction out of subscription control. Built for privacy-conscious shoppers and teams alike, the service blends merchant-level blocks, per-card spending limits, and instant card management in a refined web and mobile app.
Why choose Privacy.com
Top reasons shoppers and teams trust Privacy.com
How virtual cards protect your wallet
Privacy.com issues unique virtual card numbers you assign to individual merchants or subscriptions. Use them anywhere cards are accepted online, set single-use or recurring rules, and freeze a card with one tap if you suspect fraud. The result: fewer unwanted charges, fewer data leaks, and a clean, searchable history of merchant spending.
Expense control for small teams
For teams, Privacy.com centralizes card issuance and approvals so managers define limits and monitor activity without sharing personal bank details. Create team cards, allocate budgets, and reconcile spend with built-in transaction lists—giving finance teams a lighter reconciliation load and better control over vendor subscriptions.
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Our verdict
What we like
- Strong privacy by design — masks your real card and bank details
- Free personal tier with useful features; paid plans for teams
- Instant card controls: single-use, merchant lock, pause or close quickly
- Designed for subscription management and recurring-payment protection
Worth knowing
- Primarily US-focused; limited international availability and support
- Not a full banking replacement—works alongside your existing bank account
- Some merchants or in-person scenarios may not accept virtual numbers