Finance

aarp.org Membership

This webpage contains affiliate links. We may earn commissions for purchases made through affiliate links in this webpage. For more information, please read our Affiliate Disclaimer Policy.

AARP Membership bundles advocacy, curated discounts and practical financial tools for Americans aged 50+. As a long-standing nonprofit, AARP pairs member-only savings with retirement guidance, insurance partnerships and health resources—making civic influence and everyday value available through an affordable annual membership.

Founded1958
Price tier$
Main focusMembership benefits & advocacy
CoverageUnited States

Key Pillars

Top reasons members join AARP

01Trusted advocacyAARP leverages decades of policy work to protect Social Security, Medicare and issues important to older Americans, giving members collective political influence.
02Member savingsExclusive discounts on travel, dining, prescriptions and services—accessed via digital or mailed membership credentials and negotiated partner deals.
03Insurance & financial toolsA wide range of partner-backed insurance, retirement planning guides and financial calculators tailored to retirement-stage needs and risk profiles.
01

Membership access & perks

Joining AARP immediately unlocks member-only content and savings. Members receive a digital membership card for online use and in-store partner discounts; a welcome kit and physical card are available by mail in the U.S. Members also get AARP Magazine access, educational resources on retirement and health, plus seasonal offers negotiated with vendors.

membership card closeup
02

Insurance & partner plans

AARP-branded insurance options—auto, life, dental and Medicare Supplement—are offered through established partner carriers. The organization negotiates group pricing and vets partners, but plan specifics, underwriting and claims are managed by the insurers. Prospective buyers should compare quotes and read partner terms before enrolling.

insurance documents stack

Product Categories

AARP MembershipAuto InsuranceMedicare Supplement InsuranceLife InsuranceDental & Vision PlansPrescription SavingsTravel & Vacation DiscountsRetirement Planning Tools

Final Verdict

What we like

  • Longstanding, credible advocacy on issues affecting older adults
  • Wide network of partner discounts across travel, pharmacies and services
  • Comprehensive educational resources and planning tools for retirement

Worth knowing

  • Many products are sold and serviced by third-party partners with varying terms
  • Primary benefits and services are focused on U.S. residents

FAQ

Does AARP mail a physical membership card?
You get immediate access to a digital membership card for online and partner use; AARP also mails a welcome kit and physical card within the U.S. upon enrollment.
How do I cancel membership or request a refund?
Membership cancellations and refund inquiries are handled by AARP Member Services. Policies vary by product (membership, insurance, etc.), so contact member services or consult your plan documents for specifics.
How do I redeem member discounts?
Use your digital or physical membership card, enter AARP promo codes online, or present membership credentials at partner locations. Discount availability and redemption rules differ by partner.