AXA Landlord Insurance from AXA UK delivers specialist protection for buy-to-let landlords. Policies are modular — buildings, contents, liability and rent guarantee options — backed by a major insurer and a straightforward online quote and claim process.
Websiteaxa.co.uk
Main productLandlord & buy-to-let insurance
MarketUnited Kingdom
Claims support24/7 claims helpline
Why AXA
Top reasons landlords choose AXA
01Specialist landlord coverPolicies tailored for buy-to-let needs — buildings, contents, and public liability cover designed around rented property risks and typical landlord exposures.
02Flexible optional extrasAdd rent guarantee, legal expenses or accidental damage as needed, letting you build cover appropriate to property type and tenant profile.
03Security of a household namePart of AXA’s broader insurance group, the product benefits from established claims infrastructure and financial backing for large or complex losses.
01
What a policy includes
AXA Landlord Insurance bundles core buildings and contents protection with optional add-ons such as accidental damage, public liability and legal expenses. Cover limits, excesses and specific exclusions are set at quote stage; landlords can tailor sum insured and choose extensions like rent guarantee to protect rental income against tenant default.
02
Claims and account support
Making a claim with AXA is handled through a dedicated claims line and online portal for policyholders. Expect guided support for emergency repairs, vetted contractors where applicable, and structured communication during larger losses — useful for landlords managing tenants and turnaround work.
Coverage types
Landlord insuranceBuy-to-let insuranceBuildings insuranceContents insuranceRent guarantee insuranceLegal expenses coverPublic liability insuranceAccidental damage cover
Our verdict
What we like
- Cover designed specifically for buy-to-let landlords and rental risks
- Optional rent guarantee and legal expenses extensions
- Backed by a major, established insurer with UK claims infrastructure
- Straightforward online quoting and policy management
Worth knowing
- Comprehensive cover and add-ons can increase premium
- Some claims and extensions have specific exclusions and excesses
FAQ
How do I make a claim?
Policyholders can report claims via AXA’s 24/7 claims helpline or the online claims portal. AXA will advise emergency measures, arrange contractors when applicable, and guide you through documentation and next steps.
Can I cancel after purchase?
You normally have a statutory cooling-off period (usually 14 days) to cancel for a refund if you haven’t made a claim. Exact terms, cancellation fees and refund calculations appear in your policy documents.
Are there discounts available?
AXA offers premium reductions for combining products or improving property security. Discounts vary by policy and underwriting; get a personalised quote to see eligible savings.
