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Start with an overview of MySmartMove.com, highlighting its purpose as a tenant screening service provided by TransUnion, designed to facilitate a seamless, secure, and efficient process for landlords and tenants alike. Mention its goal to balance the needs for thorough background checks with respect for tenant privacy and data security, positioning MySmartMove as a solution in the increasingly digitalized property rental market.
Detail the core features of MySmartMove, such as credit checks, criminal background checks, eviction history, and income estimation. Explain how these components contribute to making informed decisions, the customizability of the screening process, and any unique tools or features (e.g., ResidentScore) that set MySmartMove apart from competitors. Discuss how these features meet the needs of both parties involved in the leasing process.
Analyze MySmartMove’s pricing structure, including any tiered options or packages available. Comment on the transparency of pricing and how the service provides value for both landlords with multiple properties and independent renters. Consider the balance between comprehensive screening reports and the cost-effectiveness of the service offered.
The tenant screening service results that you receive are designed to comply with applicable laws. We update our solution to ensure that we comply with the latest regulations that govern consumer reporting agencies. That way you can be confident you are using a tenant screening service that is trusted and compliant.
A credit report is a statement that covers an individual’s credit history and is issued by a credit bureau like TransUnion. Credit reports contain information submitted by creditors, such as credit card companies, lenders, debt collectors, and other financial institutions. Information on a credit report is then used by a wide range of parties, such as banks, lenders, businesses, and landlords, to assess the financial risk of an individual.
For example, landlords review a potential tenant’s credit report to determine whether they have a clear payment history and steady income to afford monthly rental payments. On the other hand, a bank may look at a person’s credit report to assess whether they’re suitable for a loan and what interest rate to provide. Knowing how to read a credit report can help you assess the financial history of a prospective tenant to make an informed rental decision.
A criminal background check for renters is used to uncover criminal history. In order to get information on a prospective tenant’s criminal background, services like SmartMove pull data from public records, such as court records and databases, to determine whether a rental applicant has any criminal convictions or charges. With a SmartMove tenant criminal check, millions criminal records are searched. Having this information on hand can help landlords make informed leasing decisions that protect both their property and other tenants.
The Eviction Related Proceedings Report that you receive are designed to comply with applicable laws. We update our solution to ensure that we comply with the latest regulations that govern consumer reporting agencies. That way you can be confident you are using a tenant screening service that is trusted and compliant.
You know income is an important part of your rental criteria. Now SmartMove offers an easy way to help you be more confident in your applicant’s self-reported income. Income Insights helps you determine within minutes whether additional proof of income should be collected on an applicant so you can decide for yourself which applicants to verify and which to skip.
Conclude by assessing the overall value offered by MySmartMove to its users, considering the balance of comprehensive screening tools, user experience, and pricing. Reflect on MySmartMove’s position in the market compared to other tenant screening services, taking into account the credibility and backing of TransUnion.