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Hi. We're TotallyMoney.
We're a FinTech on a mission to improve the UK's credit score and help people move on up to a better future.
TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.
We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.
What do we do?
Making sense of consumer credit is totally our thing. We translate credit data and present it to customers meaningfully.
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Our product analyses six years of customer data, giving customers their next best steps to improve their credit score and financial standing.
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We partner with leading lenders to offer an expansive inventory of products designed to help customers improve.
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Our algorithms use pre-qualification, lender integration, filtering, and decisioning logic to find the best options for our customers.
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Our platform lets customers track and understand their credit position. It tells them why changes happen, how it affects them, and how to move on up.
See what’s holding you back
See what’s affecting your live credit score
Spot trends in how you’re using credit
View your score history for the last six years
Our promise to you
We don’t do payday lending
We’ll never show you high-cost borrowing options – only offers that can actually help you move forwards.
We always show your best options
We’ll only ever show you offers we think could help you achieve your goals – never because of the commission we earn.
We’ll never sell your data
We’ll only use your data with your permission and we’ll never sell it to third parties.
Make smarter decisions
Know how likely you are to be accepted for credit with Borrowing Power
Calculated by mixing your credit history with the wider credit market
Get your best offers — tailored to you
How we keep TotallyMoney totally free
Lenders pay us a fee when you get accepted for their products – that’s how we keep our app free.
We’ll never push you to apply for anything though. If you just want to check your credit report, that’s fine with us. We’re totally free, forever.