Finances

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Nav helps small-business owners find funding and build business credit through a lender-matching marketplace, free and premium credit reports, and ongoing monitoring—combining practical tools, lender comparisons, and educational guidance to speed qualified financing.

Founded2012
Price$$
Main focusSmall‑business credit & funding
CoverageUnited States

Why Nav

Top reasons small businesses use Nav

01Lender marketplaceCompare multiple lenders and prequalified offers in one place, saving time and uncovering options business owners might miss on their own.
02Business credit visibilityAccess business credit reports and ongoing monitoring to track scores, spot issues early, and present stronger loan applications.
03Practical tools & guidanceEducational content, calculators, and eligibility insights help owners understand financing costs and choose the best product for their business.
01

Business credit reports

Nav delivers business credit reports and regular monitoring that let owners see what lenders see. Downloadable report snapshots and alerts highlight changes in tradelines, inquiries, and scores so you can address errors, improve profiles, and share credible documentation during loan applications.

printed credit report
02

Loan marketplace & matches

Nav’s loan marketplace quickly surfaces options—SBA, term loans, lines, and merchant cash advances—based on your profile. Soft-pull eligibility checks preserve credit while showing likely rates and terms, streamlining applications and increasing the chance of approval.

loan application form

Products

Business credit reportsCredit monitoringBusiness loansSBA loan guidanceBusiness credit cardsInvoice financingMerchant cash advanceFunding marketplace

Final Take

What we like

  • Aggregates lender offers for quicker comparisons
  • Free credit visibility plus paid deep-dive reports
  • Soft-pull eligibility checks protect personal credit
  • Robust educational resources and calculators

Worth knowing

  • Focused on U.S. businesses only
  • Some advanced analytics and lender introductions require paid tiers
  • Coverage and lender availability vary by industry and credit profile

Questions

Do you ship physical products?
No. Nav is a digital service—reports, monitoring, and lender matches are delivered online or by email; there are no physical shipments.
Can I cancel or get a refund?
Subscriptions can be canceled at any time. Charges already processed are generally nonrefundable; contact Nav support for billing questions and case‑by‑case exceptions.
Are there discounts or promotions?
Nav occasionally runs promotions, partner discounts, and free trials for premium features. Check the site or speak with sales for current offers and eligibility.

How we review

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