LendingTree is a U.S.-based loan marketplace that matches borrowers with lenders across mortgages, personal loans, auto financing and credit cards. Its comparison engine surfaces multiple personalized offers and rate estimates so consumers can shop smarter without paying fees.
Why LendingTree
Top reasons borrowers use LendingTree
Mortgages and refinances
For home buyers and homeowners, LendingTree aggregates mortgage quotes from national banks and regional lenders. Use the site’s mortgage calculators and prequalification flows to estimate APR, monthly payments and cash‑out options. The platform helps you compare fixed and adjustable terms and quickly gather documentation to move from quote to application with multiple lenders.
Auto loans and refinancing
LendingTree’s auto loan comparisons span new and used car financing plus refinancing options. Enter vehicle and credit details to view estimated APRs and monthly payments from banks, captives, and online lenders. It’s a fast way to see competitive offers, understand trade‑offs between terms, and decide whether refinancing can lower your current payment.
Loan Categories
Our Verdict
What we like
- Wide lender marketplace increases chances of competitive offers
- No consumer fees—free to compare personalized quotes
- Robust calculators and side‑by‑side comparison tools
- Available for a broad range of loan types including business financing
Worth knowing
- You receive outreach from multiple lenders after submitting requests
- LendingTree is a broker/marketplace, not a direct lender—terms depend on partner lenders