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FICO
myFICO is the consumer division of Fair Isaac, the company that invented the FICO® credit risk score that lenders use. Starting in the 1960s, Fair Isaac sparked a revolution by pioneering credit risk scoring for the financial services industry. This new approach to lending enabled financial institutions to improve their business performance and expand consumers’ access to credit. Today Fair Isaac’s FICO® Score is widely recognized as the industry standard for lenders.
myFICO offers informative credit-information products that help people understand actions they can take to achieve and protect their overall financial health. Through myFICO.com and our associates, over 23 million FICO® Scores have been sold to U.S. consumers since we launched our consumer service in March of 2001. Learn more about our Partner Programs.We are allied with national credit reporting agencies Experian, TransUnion and Equifax to create a new generation of credit information products that empower consumers to understand and protect their true credit standing. Fair Isaac is publicly traded on the New York Stock Exchange under its symbol FICO.
Stay on top of changes to your credit
We constantly monitor your credit files at Experian, TransUnion and Equifax and notify you of important changes, such as inquiries, new accounts, address changes, late payments and more.
Monitoring your credit helps you prepare for a loan, understand how credit works and detect early signs of fraud.
Get FICO Score updates
We notify you of monitored changes to your FICO Score. With every credit monitoring alert, we include your current FICO Score (version 8). Score monitoring helps you see how credit changes affect your score.
With our score history graph, you can track your score progress as you work towards your goal.
Compare your FICO Scores and credit reports from all 3 bureaus—Experian, TransUnion, and Equifax—side-by-side. Understanding your credit has never been easier!
Get the right score for your credit goal, including your FICO Scores used for mortgages, auto loans, and credit cards.Get your FICO Score, the score that is used in over 90% of US lending decisions. Although they may look the same, other credit scores can vary as much as 100 points from your FICO Score.