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Helping you reach your financial dreams with better credit
Credit Sesame provides quality financial education for your credit and loans.
The Sesame Story
Adrian Nazari founded Credit Sesame after the last financial crisis to help consumers improve their financial health by giving them free access to their credit score for the first time ever. At the time, the major credit bureaus charged consumers as much as $10 each time they wanted to see their own credit data.
After months of negotiating and advocating for consumer transparency, Adrian secured a contract with one of the credit bureaus to provide free credit scores to consumers—a groundbreaking milestone and the spark of a new era of personal finance that empowers consumers to take charge of their own financial health.
We know that knowledge is power, so we soon began to combine our deep credit expertise with machine learning and AI to offer personalized advice and recommendations to help our customers improve their credit scores. Since then, we’ve helped millions of consumers improve their credit scores, increase their approval odds, lower the cost of credit, and save money.
But credit is just one piece of the personal finance puzzle. In fact, credit and cash are inextricably intertwined when it comes to a consumer’s financial health. We wanted to help consumers’ credit work for their cash, and their cash work for their credit.
In March 2020, we created another groundbreaking milestone with the launch of the first-ever online bank account that allows consumers to grow their cash and credit together, and rewards them in cash for improving their credit score.
We are now one of the fastest growing and most rewarding online banking services in the country.
While our business has evolved throughout the last decade, our mission of democratizing financial wellness has remained constant since day one. Our deep credit expertise and understanding of the relationship between cash and credit is helping millions of Americans effectively manage their credit and cash for their needs, work toward financial stability, and create better opportunities for themselves and their families.
Of course! Safeguarding your information is of utmost importance to us. We use bank-level security practices, encryption and firewalls. Take a look at our Privacy Policy to learn more.
Credit Seasme is FREE! While we do offer a premium subscription for members that want more features, we provide all of our members with a daily credit score update from TransUnion, credit monitoring alerts, a breakdown of the factors impacting their score, and personalized tips. All 100% free.
Debt consolidation and debt settlement services work with people who are behind on their loan payments and need debt relief. They generally negotiate terms with creditors, and charge a fee for their service.
Credit Sesame is a free personal credit management platform that can help you make more informed credit and loan decisions. We can show you how to save more money, manage debt, borrow smarter and build positive credit history. Checking your score and and analyzing credit with Credit Sesame is free and will not harm your credit.
Our proprietary technology assesses your individual credit profile and shows you offers you’re most likely to get approved for. Knowing which credit cards you’re most likely to get approved for can help you limit applications, save time, and avoid negative marks on your credit history.