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We’re changing the way people think about money.
Albert is on a mission to help every American reach financial stability. Our financial geniuses are redefining how people feel about money — helping millions forge happier, healthier relationships with their finances. And our products are built from the ground up to help anyone, at any level, succeed.
Our vision
The day-to-day needs of millions of Americans are often overlooked by large financial institutions. And guidance on navigating personal finances has historically been inaccessible and costly.
Albert is building a world in which no one, regardless of income or net worth, has to worry about making the wrong financial decisions. We believe giving people affordable access to expert guidance can save us all enormous amounts of money and set us on the right financial path.
Human guidance, powerful technology
Our geniuses are human experts on all things money. Pairing their know-how with Albert’s powerful tech and algorithms, our geniuses offer honest advice for your unique financial picture. Big questions, small questions — they handle it all every day.
Albert pairs this guidance with financial products to put your goals into action. So you’ll have help at every step of your financial journey.
Our values
You, first
Our goal is your success. We want to make each and every interaction you have with money better.
Human guidance
Everyone has the right to financial expertise. There’s no substitute for an open, honest conversation with our Genius money experts.
Simplicity
Anyone can manage their money with Albert. Our products are designed to take complexity out of your financial life.
View important investing disclosures
Albert is not a bank. Banking services provided by Sutton Bank, Member FDIC. Albert Savings accounts are held for your benefit at FDIC-insured banks, including Coastal Community Bank, Axos Bank, and Wells Fargo, N.A. The Albert Mastercard® debit card is issued by Sutton Bank, Member FDIC, pursuant to a license by Mastercard International Incorporated.
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Early access to direct deposit funds depends on the timing of the payer's submission of deposits. We generally post such deposits to Albert Cash accounts on the day they are received which may be up to 2 days earlier than the payer's scheduled payment date.
To be eligible for a direct deposit bonus, you need to receive a qualifying direct deposit and meet the spend requirements. Cash back terms apply. See app for details. To be eligible for savings bonuses, you must be subscribed to Genius and maintain a monthly average and ending balance of $10 or more. Bonuses for the month prior are paid by the 3rd of the following month. Download to see if you qualify for Albert Instant. Repay the advance with your next paycheck. Fees may apply. When you join Albert, you’ll set up an Albert Cash account and a 30-day trial for Albert Genius as part of the sign-up process. If you cancel within 30 days of signing up, you will not be charged for your subscription. Your subscription will auto-renew until canceled. Even if you cancel, you can continue to access Albert Cash and Instant. If you cancel, you will lose certain benefits associated with your Genius subscription, such as Savings, Investing, access to Albert’s financial experts, free in-network ATM withdrawals, and more.