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Linea Directa Program ES is Spain’s direct insurer for drivers and homeowners, offering streamlined online quotes, competitive mid-market pricing, and focused coverages like roadside assistance and legal protection—delivered with fast digital policy management and direct customer support across Spain.

Main focusCar & home insurance

MarketSpain only

DistributionDirect online & phone

Price tier$$

Why Linea Directa

Top reasons customers choose Linea Directa Program ES

01Direct, competitive pricingBy selling direct online and by phone, Linea Directa keeps overhead low and passes savings to policyholders with clear mid-market pricing.

02Focused vehicle expertiseStrong heritage in car and motorcycle cover means tailored options—third-party, comprehensive, and roadside assistance add-ons suited for Spanish drivers.

03Fast claims and supportA dedicated claims service and online management tools accelerate repairs, reimbursements and roadside help when customers need it most.

Car insurance that simplifies ownership

Linea Directa’s car policies combine straightforward cover levels with optional extras—roadside assistance, legal protection and replacement vehicle options. Online quote tools let drivers compare premiums quickly, while a direct claims helpline and digital documentation keep repair timelines transparent throughout Spain.

Home and multi-risk protection

Home insurance covers structural damage, contents and liability, with add-ons for urgent repairs and legal advice. The firm’s online portal centralizes policy documents and claims, making it easy for homeowners to manage cover, request emergency assistance and track settlements.

Products

Car insuranceHome insuranceMotorcycle insuranceVan insuranceRoadside assistanceLegal protectionFleet & SME insuranceReplacement vehicle cover

Verdict

What we like

Transparent direct pricing and straightforward online quotes
Strong focus on car and home products with relevant add-ons
Dedicated claims helpline and digital policy management
Bundling and multi-policy discounts available

Worth knowing

Operations limited to Spain — no international policies
Some desirable coverages are paid extras rather than standard

FAQ

Do you sell policies outside Spain?

No. Linea Directa Program ES operates within Spain; policies, pricing and claims services are designed for residents and vehicles registered in Spain.

How do I file a claim?

You can start a claim via the online portal or by calling Linea Directa’s claims helpline. Have your policy number, incident details and photos ready to speed processing.

Are there discounts or ways to lower premiums?

Yes. Discounts commonly include multi-policy bundles, safe-driver records and telematics-based programs where available. Promotions and loyalty pricing appear periodically on their site.